🇿🇦 Made for South African stokvels

Run your stokvel. Not your group chat.

StokvelPal tracks every rand, sends automatic payment reminders, and keeps every member on the same page — so month-end disputes become a thing of the past.

Download on Google Play See how it works

R2.4M+

tracked in pots

340+

active stokvels

payment disputes

9:41

Active Group

Sipho's Stokvel

TOTAL POT

R 6,500

Goal: R 10,000

R500

per member

18 days

to payout

R10k

goal

MEMBERS (8)

Sipho Nkosi

Chairperson

PAID ✓

Nomvula Dlamini

PAID ✓

Thabo Mokoena

UNPAID

Zanele Khumalo

PAID ✓

Home

Members

Settings

Sound familiar?

Managing a stokvel
shouldn't feel like a second job.

Every chairperson and treasurer knows these moments too well.

WhatsApp chaos - managing stokvel payments through messages

📱

"Who paid this month?"

Scrolling 400 WhatsApp messages to find Thabo's payment confirmation — while 12 other members are pinging you about something else.

Manual ledger frustration - messy handwritten accounting

📒

"I sent it!" "I don't see it."

Month-end arrives. The handwritten book and the bank statement don't match. Nobody agrees. Someone leaves the group.

Group dispute - disagreements about stokvel payments

😤

The treasurer only you trust.

The spreadsheet lives on one person's phone. Nobody else can verify it. When payout comes, the questions start.

StokvelPal solves all three. For every member, every month.

How it works

From setup to first payout
in under 10 minutes.

9:41●●●● 100%

Create Your Stokvel

Step 1 of 5

GROUP NAME

Sipho's Family Stokvel

TYPE

Savings

Investment

Social

Grocery

Create your stokvel

Name your group, set the stokvel type, contribution amount, due day, and late fees — all in a clean 5-step setup.

9:41●●●● 100%

Invite Members

3 members added

Nomvula D.

+27 83 123 4567

Invited

Thabo M.

+27 72 987 6543

Invited

Zanele K.

+27 61 456 7890

Pending

Send invite via WhatsApp

Invite your members

Add members by name and phone number. StokvelPal sends personalised WhatsApp invites with a secure join link — no app store hunt needed.

9:41●●●● 100%

Mark Payment

Thabo Mokoena

R 500 due

Payment note

EFT reference: TM-MAY-2026

📎 Attach proof of payment

Bank screenshot or receipt

Confirm Payment ✓

Track every cent

Mark payments, attach proof, leave notes. The pot updates in real time for everyone. Disputes have nowhere to hide.

Features

Everything a stokvel needs.
Nothing it doesn't.

Real-time pot tracking

Every member sees exactly how much is in the pot, how far you are from the goal, and when payout day is.

Proof of payment

Attach a bank screenshot, EFT confirmation, or cash receipt. No proof, no tick. Disputes become impossible.

Role-based access

Chairperson controls everything. Treasurer manages payments. Members stay informed. Each role sees exactly what they need.

Automatic reminders

Set a grace period and let StokvelPal chase the late payers for you. No more awkward "just checking in" messages.

Trust settings

Chairperson decides who sees what — whether members can see the unpaid list, proof requirements, and grace period rules.

Multiple stokvels

Belong to a family group, a work stokvel, and a neighbourhood savings club? Switch between them all with one tap.

Who it's for

One app. Three roles.
Everyone wins.

Chairperson

Run it like a pro.

You created this group — StokvelPal puts you in full control without the chaos. Set the rules once and let the app enforce them for you.

Create the group and set contribution rules (amount, due day, late fees, grace period)
Add, remove, and edit members — assign a treasurer to share the load
Control trust settings — who sees the unpaid list, proof of payment requirements
Record payouts and generate statements for the group

Confident chairperson using StokvelPal app

Your group's money deserves
bank-level protection.

🔒

POPIA Compliant

Built in full compliance with South Africa's Protection of Personal Information Act.

🔐

Encrypted storage

All data stored on Google Firebase — the same infrastructure trusted by millions of apps worldwide.

📱

Phone number login

No passwords. Sign in with your South African mobile number and a one-time OTP — simple and secure.

🇿🇦

South African owned

Built by Matchpad Technologies (Pty) Ltd, a registered South African company — reg. 2026/344948/07.

Pricing

Simple. Transparent. Fair.

Members always join free. Only the chairperson subscribes.

Member / Treasurer

Free

Forever. No credit card required.

Join via WhatsApp invite
View real-time pot total
Payment history & confirmations
Treasurer: mark paid + statements

Join your stokvel free →

Chairperson Monthly

R99 /month

7-day free trial · Cancel anytime

Create unlimited stokvels
Full member management
Trust settings + proof of payment
Automatic payment reminders
Payment statements & reports

Start free trial →

BEST VALUE

Chairperson Annual

R890 /year

Save 25% vs monthly

7-day free trial · 2 months free

Everything in monthly plan
Best value for established stokvels
Lock in your price — no increases
Priority support included
Annual billing — less admin

Start free trial →

Community

Trusted by stokvels across South Africa.

★★★★★

"Finally no more end-of-month arguments. Everyone can see exactly what's been paid. My 10-person stokvel runs itself now."

Zanele M.

Chairperson · Cape Town

★★★★★

"As treasurer I used to spend every Saturday reconciling payments. Now I just open StokvelPal and everything is there. Lifesaver."

Sipho K.

Treasurer · Johannesburg

★★★★★

"I'm just a member but I love being able to see that my payment was actually recorded. No more 'are you sure it went through?'"

Nomvula B.

Member · Durban

Ready to run your
stokvel the right way?

Join thousands of South African stokvels already using StokvelPal. Free to join. 7-day trial for chairpersons. No disputes.

Download on Google Play

Android · Free to download · 7-day chairperson trial

Run your stokvel. Not your group chat.